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Tax Forms & Affordable Care Act

January 1, 2015

Check out this blog on filling out tax forms if you have minimum essential health coverage or if you received a subsidy.

GreenLight Pitch Competition in Port Huron

December 1, 2014

Blue Water area’s first GreenLight Pitch Competition finals, a competition created to encourage entrepreneurship, are set for Dec. 9 at St. Clair County Community College Fine Arts Theatre building. The 10 finalists will pitch their business models at 5:30 p.m. with a reception to follow at TechPort, 208 Huron Ave. Winners will be announced at …

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Open Enrollment Checklist

October 1, 2014

Open enrollment can be a challenging time for HR staff. Take a moment to review this document (PDF) for the steps necessary to ensure a smooth implementation. For a more detailed checklist that will ensure you are in compliance with changes mandated by the Affordable Care Act (ACA), please contact us at [email protected].

COBRA Notices and Marketplace Enrollment Period

June 8, 2014

The federal regulatory agencies issued a bulletin announcing an extended special enrollment period for individuals currently enrolled in (or eligible for) COBRA. The special enrollment opportunity gives eligible individuals until July 1, 2014 to enroll in Marketplace coverage. In order to encourage COBRA beneficiaries to consider Marketplace coverage as an alternative to COBRA, employers may …

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Top 10 COBRA Mistakes

June 1, 2014

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) requires that employers provide former employees and dependents who lose group health benefits with an opportunity to continue group health insurance coverage for a limited period of time. Compliance with the complex rules regarding COBRA coverage can be difficult and mistakes can be costly. Penalties for …

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The DOL and HHS Issue Clarifying Guidance Regarding COBRA

May 1, 2014

On May 2, 2014, the DOL released proposed regulations, which would amend the COBRA notice requirements to reflect changes made by the ACA. The DOL also released updated versions of the model general notice and model election notice under COBRA, which reflect that the Exchanges are now open, and which better describe special enrollment rights …

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ACA-Final Pay or Play Mandate

March 1, 2014

The IRS recently issued final regulations on the Affordable Care Act’s employer shared responsibility rules (“pay or play” mandate). The employer mandate generally requires applicable large employers to offer health coverage to their full-time employees or be subject to penalties. Review details (PDF) on this mandate and how it may affect you as an employer.

Michigan to Allow Health Insurance Carriers to Reinstate Canceled Policies

November 8, 2013

Michigan Department of Insurance and Financial Services (DIFS) Director, Ann Flood, announced that Michigan will allow health insurers to reinstate canceled policies. Note – health insurance companies are not mandated to reinstate policies and many major Michigan health insurers are not processing reinstatements. Please read the below announcement from the DIFS.,5269,7-303-12902_35510-279964–,00.html  

ACA and Small Group Health Plan Cancellations – Not So Easy

November 1, 2013

Bob Laszewski, an expert in health care reform, provides insight into ACA’s impact on smaller employers and how dropping group health insurance coverage for their employees is not as easy as it sounds. Read his blog for more information.

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