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Management Liability – Are You Covered?

May 17, 2022

Suits against owners for unfair competition. Claims of discrimination by an employee. Damaging errors found in the execution of your company’s benefits plan. Are you covered? See this document for more details   Check out our flyer for a summary of information

Did You Know That Your Health Insurance Can Affect Your Auto Insurance?

April 27, 2022

Under Michigan’s new auto insurance law, drivers can choose from six different Personal Injury Protection (PIP) medical coverage levels when they buy or renew their auto insurance, which covers medical bills and other expenses if you are injured in an auto accident. For people who have Qualified Health Coverage (QHC), two options allow you to …

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Cyber Risk – How is Your Score?

October 1, 2018

Educating your staff to not open phishing emails is critical to securing you network’s data, as well as, ensuring your network is maintained properly to prevent breaches. Since the risk of a data breach is so high you should consider cyber liability insurance. Contact our office today for details and be sure to take our …

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The IRS Announces Inflation-Adjusted Limits for HSAs and HDHPs.

August 1, 2018

The adjusted contribution limits for HSAs take effect as of 1/1/2019. New HSA contribution limits are $3,500 single/$7,000 family. The adjusted DHP cost-sharing limits (minimum deductible and maximum out-of-pocket) take effect for the plan year beginning on or after 1/1/2019. HDHP max out-of-pocket limit increases to $6,650/$13,300.

Reset Your Router VPNFilter Malware

June 8, 2018

The FBI is encouraging consumers to reset their routers to prevent the VPNFilter malware attack. The attack could collect information, block network traffic, and stop your router from working. Consider the below steps to protect yourself: Reset your router to disrupt the malware. Turn the router off and on or hold the reset button down …

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HSA / HDHP 2019 Limits

June 1, 2018

On May 10, 2018 the IRS released Revenue Procedure 2018-30 (PDF) providing updated limits for HSA contributions and HDHP cost-sharing in 2019. Please contact us for more details. 2019 Maximum HSA individual Contribution $3,500 2019 Maximum Family HSA Contribution $7,000 Age 55 & Over Catch-Up HSA Contribution $1,000 2019 Minimum Individual HDHP Deductible $1,350 Minimum …

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Shop for Medical Procedures

February 15, 2018

As healthcare costs continue to rise, plan participants should consider taking charge of the costs related to their health procedures. Shop the procedure with other medical providers to compare costs, don’t be afraid to negotiate the cost of a procedure with your physician’s office, and workout payment plans as needed. Paying for healthcare procedures can …

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Scientist Use Smartphone to Detect Food Poisoning

February 8, 2018

Scientists at University of Massachusetts Amherst found way to detect bacteria by attaching a device to smartphone, however advancement isn’t quite far enough yet to determine if the bacteria is good or bad. Check the article out to read more.

1095 B & C Forms – What to Know

February 1, 2018

In early 2018, many employees will receive two important tax forms. In general, you will receive a Form 1095-B if you were enrolled in your employer’s health plan in 2017. You will receive Form 1095-C if you were a full-time employee of a large employer at anytime during 2017. You do not need to file …

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