May 17, 2022
Suits against owners for unfair competition. Claims of discrimination by an employee. Damaging errors found in the execution of your company’s benefits plan. Are you covered? See this document for more details Check out our flyer for a summary of information
April 27, 2022
Michigan’s new auto insurance law gives drivers new choices so they can save on their auto insurance. Drivers can now choose the level of Personal Injury Protection (PIP) medical coverage that meets their needs and budget, which covers medical bills and other expenses if you’re injured in an accident. People with Qualified Health Coverage (QHC) …
April 27, 2022
Under Michigan’s new auto insurance law, drivers can choose from six different Personal Injury Protection (PIP) medical coverage levels when they buy or renew their auto insurance, which covers medical bills and other expenses if you are injured in an auto accident. For people who have Qualified Health Coverage (QHC), two options allow you to …
December 1, 2014
Blue Water area’s first GreenLight Pitch Competition finals, a competition created to encourage entrepreneurship, are set for Dec. 9 at St. Clair County Community College Fine Arts Theatre building. The 10 finalists will pitch their business models at 5:30 p.m. with a reception to follow at TechPort, 208 Huron Ave. Winners will be announced at …
October 1, 2014
Open enrollment can be a challenging time for HR staff. Take a moment to review this document (PDF) for the steps necessary to ensure a smooth implementation. For a more detailed checklist that will ensure you are in compliance with changes mandated by the Affordable Care Act (ACA), please contact us at [email protected].
June 8, 2014
The federal regulatory agencies issued a bulletin announcing an extended special enrollment period for individuals currently enrolled in (or eligible for) COBRA. The special enrollment opportunity gives eligible individuals until July 1, 2014 to enroll in Marketplace coverage. In order to encourage COBRA beneficiaries to consider Marketplace coverage as an alternative to COBRA, employers may …
June 1, 2014
The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) requires that employers provide former employees and dependents who lose group health benefits with an opportunity to continue group health insurance coverage for a limited period of time. Compliance with the complex rules regarding COBRA coverage can be difficult and mistakes can be costly. Penalties for …
May 1, 2014
On May 2, 2014, the DOL released proposed regulations, which would amend the COBRA notice requirements to reflect changes made by the ACA. The DOL also released updated versions of the model general notice and model election notice under COBRA, which reflect that the Exchanges are now open, and which better describe special enrollment rights …
March 1, 2014
The IRS recently issued final regulations on the Affordable Care Act’s employer shared responsibility rules (“pay or play” mandate). The employer mandate generally requires applicable large employers to offer health coverage to their full-time employees or be subject to penalties. Review details (PDF) on this mandate and how it may affect you as an employer.
November 8, 2013
Michigan Department of Insurance and Financial Services (DIFS) Director, Ann Flood, announced that Michigan will allow health insurers to reinstate canceled policies. Note – health insurance companies are not mandated to reinstate policies and many major Michigan health insurers are not processing reinstatements. Please read the below announcement from the DIFS. https://www.michigan.gov/difs/0,5269,7-303-12902_35510-279964–,00.html