Alternative Benefit Funding

A New Self-Funded Approach to Group Health Insurance

  • Allows mid-sized employers to take advantage of the same economic benefits that large, self-funded employers have utilized for years.
  • Shows promise to actually begin to reform health benefits costs.
  • Allows employers to utilize market forces to reduce medical fees.
  • Uses risk management techniques such as wellness programs that are often only used by large corporations.


Providers and plan participants may check eligibility and status a claim, deductible or coinsurance online at:   Mediportal 

Work Comp in Michigan

Take a look at this document – it’ll answer many of the questions you may have regarding who must carry WC, who’s considered an employee under WC, who can be excluded from it, and who is considered an independent contractor.




Recent News

Overtime Wage Payment Rule On Hold!

OT Rule set for December 1st has been put on hold.  This rule would’ve doubled the FLSA’s salary threshold for exemption from overtime pay from $23,660 to $47,476. Check out DOL’s website for details.  

HSA Limits Announced for 2016

IRS Releases health savings account (HSA) limits for 2016 to adjust for inflation.  Contact TRG for details on the adjusted limits and how an HSA may benefit your business.    

Blog Posts

1095-B & 1095-C Deadline to Individuals Extended

The IRS recently issued Notice 2016-70, which extended the 2016 deadline for furnishing statements to individuals under Sections 6055 and 6056. The notice also extended good-faith relief from penalties for 2016 reporting. However, this extension … Continue reading

It’s that Time of Year – Open Enrollment

Fall often becomes a busy time for the employee benefits departments.  Plan reviews and benefits open enrollment.  We have a thorough checklist to ensure you process your open enrollments properly and adhere to ACA mandates.  … Continue reading