Alternative Benefit Funding

A New Self-Funded Approach to Group Health Insurance

  • Allows mid-sized employers to take advantage of the same economic benefits that large, self-funded employers have utilized for years.
  • Shows promise to actually begin to reform health benefits costs.
  • Allows employers to utilize market forces to reduce medical fees.
  • Uses risk management techniques such as wellness programs that are often only used by large corporations.

Insurance Coverage Tips

Should your employees use their personal car for business use?  If you are allowing this situation, have you considered the following?

Do you have adequate Business Income & Extra Expense coverage in place for your business?

Recent News

ACA-Final Pay or Play Mandate

The IRS recently issued final regulations on the Affordable Care Act’s employer shared responsibility rules (“pay or play” mandate).  The employer mandate generally requires applicable large employers to offer health coverage to | Read More

Michigan to Allow Health Insurance Carriers to Reinstate Canceled Policies

Michigan Department of Insurance and Financial Services (DIFS) Director, Ann Flood, announced that Michigan will allow health insurers to reinstate canceled policies.

Note – health insurance companies are not mandated to reinstate | Read More

Blog Posts

ACA and Small Group Health Plan Cancellations – Not So Easy

Bob Laszewski, an expert in health care reform, provides insight into ACA’s impact on smaller employers and how dropping group health insurance coverage for their employees is not as easy as it sounds.  | Read More

FAQ on Marketplaces

As the deadline to get health insurance marketplace notices out to employees looms, there are still a lot of questions about how these operate.  Check here to see answers to many common | Read More