Alternative Benefit Funding

A New Self-Funded Approach to Group Health Insurance

  • Allows mid-sized employers to take advantage of the same economic benefits that large, self-funded employers have utilized for years.
  • Shows promise to actually begin to reform health benefits costs.
  • Allows employers to utilize market forces to reduce medical fees.
  • Uses risk management techniques such as wellness programs that are often only used by large corporations.

Protecting Your Business – Cyber Coverage

Threats to your business from cyber criminals are here to stay.  Are you adequately protecting your business from a cyber loss?  Read here about this concerning crime and what to look for in a cyber policy to adequately protect your business.

Business Insurance Information

Jan. 8, 2015 – Terrorism Risk Insurance Act (TRIA) program extended for six years.  TRIA was created in the wake of the 9/11 attacks and provides economic protection against specified terrorist attacks on people and property.   Terrorism losses are shared between the federal government and commercial insurers.


Recent News

HSA Limits Announced for 2016

IRS Releases health savings account (HSA) limits for 2016 to adjust for inflation.  Contact TRG for details on the adjusted limits and how an HSA may benefit your business.


  | Read More

GreenLight Pitch Competition a Success!

Winners selected in the Blue Water area’s first GreenLight Pitch Competition finals (a competition created to encourage entrepreneurship):
Grand prize winner SroundMe – a mobile media sharing application built upon geofencing technology;
2nd place | Read More

Blog Posts

The Latest On the ACA

New Exchange Special Enrollment Periods for 2015
New Guidance and Relief for Employer Payment of Individual Premiums | Read More

Tax Forms & Affordable Care Act

Check out this blog on filling out tax forms if you have minimum essential health coverage or if you received a subsidy. | Read More