Alternative Benefit Funding

A New Self-Funded Approach to Group Health Insurance

  • Allows mid-sized employers to take advantage of the same economic benefits that large, self-funded employers have utilized for years.
  • Shows promise to actually begin to reform health benefits costs.
  • Allows employers to utilize market forces to reduce medical fees.
  • Uses risk management techniques such as wellness programs that are often only used by large corporations.

Safest 2016 Model Vehicles

Take a look at our article about the safest 2016 model vehicles – is your vehicle on the list?

Minimum Wage Hike Set for 1/1/2016

The Michigan Minimum Wage is set to increase January 1 to $8.50/hour.
Refer to the Michigan.gov website for details Here.   

Recent News

DOL Proposes to Strengthen Claims Procedures for Disability Benefits

On Nov. 18, 2015, the Department of Labor (DOL) issued a proposed rule to strengthen the claims and appeals requirements for plans that provide disability benefitsAccording to the DOL, disability | Read More

HSA Limits Announced for 2016

IRS Releases health savings account (HSA) limits for 2016 to adjust for inflation.  Contact TRG for details on the adjusted limits and how an HSA may benefit your business.

 

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Blog Posts

The Value of Employee Benefits Liability (EBL)

EBL protects you from various mistakes in administering your employee benefits programs.  A common mistake includes failure of your HR staff to properly enroll an employee in your health plan.   See this | Read More

Final ACA Market Reform Rules Issued

On Nov. 18, 2015, the Departments issued final regulations addressing a number of the ACA’s market reform requirements to be effective 1/1/17.   The final rules address market reforms such as lifetime and | Read More