Alternative Benefit Funding

A New Self-Funded Approach to Group Health Insurance

  • Allows mid-sized employers to take advantage of the same economic benefits that large, self-funded employers have utilized for years.
  • Shows promise to actually begin to reform health benefits costs.
  • Allows employers to utilize market forces to reduce medical fees.
  • Uses risk management techniques such as wellness programs that are often only used by large corporations.

Business Insurance Information

Jan. 8, 2015 – Terrorism Risk Insurance Act (TRIA) program extended for six years.  TRIA was created in the wake of the 9/11 attacks and provides economic protection against specified terrorist attacks on people and property.   Terrorism losses are shared between the federal government and commercial insurers.


Recent News

GreenLight Pitch Competition a Success!

Winners selected in the Blue Water area’s first GreenLight Pitch Competition finals (a competition created to encourage entrepreneurship):
Grand prize winner SroundMe – a mobile media sharing application built upon geofencing technology;
2nd place | Read More

GreenLight Pitch Competition in Port Huron

Blue Water area’s first GreenLight Pitch Competition finals, a competition created to encourage entrepreneurship, are set for Dec. 9 at St. Clair County Community College Fine Arts Theatre building.  The 10 finalists will pitch their business models at 5:30 | Read More

Blog Posts

Tax Forms & Affordable Care Act

Check out this blog on filling out tax forms if you have minimum essential health coverage or if you received a subsidy. | Read More

Open Enrollment Checklist

Open enrollment can be a challenging time for HR staff.  Take a moment to review this document for the steps necessary to ensure a smooth implementation.  For a more detailed checklist that will | Read More