Alternative Benefit Funding

A New Self-Funded Approach to Group Health Insurance

  • Allows mid-sized employers to take advantage of the same economic benefits that large, self-funded employers have utilized for years.
  • Shows promise to actually begin to reform health benefits costs.
  • Allows employers to utilize market forces to reduce medical fees.
  • Uses risk management techniques such as wellness programs that are often only used by large corporations.

Business Insurance Information

Jan. 8, 2015 – Terrorism Risk Insurance Act (TRIA) program extended for six years.  TRIA was created in the wake of the 9/11 attacks and provides economic protection against specified terrorist attacks on people and property.   Terrorism losses are shared between the federal government and commercial insurers.


Recent News

Supporting Local Growth

Check out this video from the EDA.

St. Clair County, Michigan – The perfect place to Invest, Live or Play.


  | Read More

GreenLight Pitch Competition a Success!

Winners selected in the Blue Water area’s first GreenLight Pitch Competition finals (a competition created to encourage entrepreneurship):
Grand prize winner SroundMe – a mobile media sharing application built upon geofencing technology;
2nd place | Read More

Blog Posts

The Latest On the ACA

New Exchange Special Enrollment Periods for 2015
New Guidance and Relief for Employer Payment of Individual Premiums | Read More

Tax Forms & Affordable Care Act

Check out this blog on filling out tax forms if you have minimum essential health coverage or if you received a subsidy. | Read More