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In today’s health care world, there is a disconnect between the person using the medical services and the person paying for the medical services. Traditionally, the employer pays the majority of cost for their employees’ medical care – typically through medical premiums. These premiums however, mask the true cost of the medical care because the …

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A New Self-Funded Approach to Group Health Insurance Allows mid-sized employers to take advantage of the same economic benefits that large, self-funded employers have utilized for years. Shows promise to actually begin to reform health benefits costs. Allows employers to utilize market forces to reduce medical fees. Uses risk management techniques such as wellness programs …

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