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Employee Mandate – Delayed One Year!

July 1, 2013

Late last Tuesday, the Department of Treasury unexpectedly announced that the effective date of a key provision of the Affordable Care Act has been delayed for one year. The announcement delays the effective date of the employer shared responsibility requirement, a crucial component of the Affordable Care Act. This provision, also known as the “employer …

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TRG is Celebrating 50 Years!

June 1, 2013

The Robbins Group is celebrating over 50 years in risk management and group health plan solutions! We are thankful for our loyal clients, and pleased we can provide innovative and cost-effective products like our Alternative Benefit Funding program.

Traditional Health Plans Continue to Shift

April 1, 2013

Health insurance coverage continues to shift from traditional plans to high deductible plans that include health savings accounts according to Kaiser Health News www.kaiserhealthnews.org. Large Companies Are Increasingly Offering Workers Only High Deductible Health Plan

Employers Are Opting for Captive Insurance

March 1, 2013

Captive insurance plans for business and health insurance were usually only reserved for large employers. In the wake of the Affordable Care Act, more employers are seeking alternatives to the ever-growing cost of health insurance plans. Regency offers a self-insured health program for small and mid-sized employers called Alternative Benefit Funding. Regency’s product provides these …

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Reforming Health Benefit Costs

November 29, 2012

Alternative Benefit Funding is showing promise to actually begin to reform health benefits costs. Regency Employee Benefits is offering a plan that has proven to truly lower costs, not just shift the costs to employees. Alternative Benefit Funding has lowered employers’ costs as compared to Blue Cross by between 20% to 40% immediately, and contain …

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ACA – 3 Proposed Rules

November 22, 2012

On Nov. 20, 2012, federal agencies responsible for health care reform released advance copies of three proposed rules implementing provisions of the Affordable Care Act (ACA). See article for details. The proposed regulations relate to: Health insurance market reforms and rate review; Essential health benefits, actuarial value and accreditation; and Employer-based wellness programs.

Disconnect in Medical Services

November 8, 2012

In today’s health care world, there is a disconnect between the person using the medical services and the person paying for the medical services. Traditionally, the employer pays the majority of cost for their employees’ medical care – typically through medical premiums. These premiums however, mask the true cost of the medical care because the …

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Alternative Benefit Funding

November 1, 2012

A New Self-Funded Approach to Group Health Insurance Allows mid-sized employers to take advantage of the same economic benefits that large, self-funded employers have utilized for years. Shows promise to actually begin to reform health benefits costs. Allows employers to utilize market forces to reduce medical fees. Uses risk management techniques such as wellness programs …

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